Dave and Murphy

Check out that sweet detailing! Awesome. LOL.

So for any of you who are familiar with Dave Ramsey, you know he teaches how to get out of debt and stay out of debt, or as he calls it, having financial peace. Jeff and I attended his course called Financial Peace University or FPU. I would highly recommend ANYONE to take this course... it's awesome and we learned so much.
Anyway, since taking the course we have been trying to get out of debt and be wise with our money. We kind of cheated and refinanced our home and threw a small credit card debt in there, which only left us with the debt of our car which we only owed about $1400. Because of refinancing, we were able to skip a couple of house payments so we were going to use that money to pay the car off.
Well, as Dave talks about, there is the Law of Murphy which basically says that anything bad that can happen WILL happen. And wouldn't you know, Murphy came knocking on our door and our car broke (not to mention Hudson's ear tubes happened at the same time, and we have a new insurance so we had to pay a $400 deductible, and that's just getting started with the bills I'm sure are coming). It was going to cost at least $1500 to repair. We decided it wasn't worth putting money into it anymore, so, trying to stay out of debt, we sold our camping trailer (sad), and paid cash for this little beauty. It's actually pretty nice for paying only $1300 for it. We think we got a screaming deal, actually. True, we no longer have power locks, leather seats, cd player, cruise control, etc., but I tell you, nothing feels better than not getting into another car payment. So, while it's green and has awesome decals, and doesn't have the lock/unlock button thingy for your key chain (I think that will be the hardest thing to give up), I love it because to me it means we are on our way to financial peace. We can save up the money we would normally be putting into a car payment and hopefully be able to pay cash for something we really want in the future. And really, I just think of how blessed we are to even have A car!
So if you don't know who Dave is or want to know where you can check him out, his website is just www.daveramsey.com